Employer: DCB Commercial Bank PLC
Position: Credit Manager, Analytics & IFRS
Industry: Banking and Financial Services
Location: Tanzania
Employment Type: Not specified
Application Deadline: 23rd November 2026
Reference Number: DCB-CR-CRM/IFRS-11/2026
Job Overview
DCB Commercial Bank PLC is inviting applications from qualified and experienced professionals for the position of Credit Manager, Analytics & IFRS.
The successful candidate will oversee the bank's IFRS 9 impairment processes, Expected Credit Loss (ECL) calculations, credit risk analytics, and portfolio performance monitoring. The role will also ensure compliance with Bank of Tanzania (BoT) credit regulations and support management decision-making through accurate credit risk reporting and analysis.
DCB Commercial Bank provides retail and commercial banking services to individuals, microfinance institutions, MSMEs, and corporate customers through its branch network, agency banking services, and ATM network.
Key Responsibilities
The Credit Manager, Analytics & IFRS will be responsible for:
Managing the bank's end-to-end IFRS 9 impairment process, including data extraction, model execution, loan staging, overlays, and journal postings.
Ensuring accurate Expected Credit Loss (ECL) calculations across retail, SME, corporate, staff loan, and off-balance-sheet portfolios.
Preparing periodic ECL reports for the Finance Department and external auditors.
Reviewing and updating IFRS 9 models, assumptions, and macroeconomic overlays in line with regulatory requirements and industry best practices.
Monitoring credit portfolio performance, including non-performing loans (NPLs), portfolio trends, risk migration, and account transitions.
Developing Early Warning Indicators (EWIs) to identify potential credit risks through arrears, account utilisation, customer behaviour, and delinquency patterns.
Monitoring compliance with credit covenants and escalating any breaches.
Analysing sectoral exposure, concentration risks, and overall portfolio quality against approved limits.
Ensuring compliance with Bank of Tanzania credit regulations, prudential guidelines, and regulatory circulars.
Coordinating and reviewing regulatory credit reports, including Credit Reference Bureau (CRB) reports, sectoral exposure reports, and statutory returns.
Developing and maintaining Management Information System (MIS) reports covering credit performance, ECL analytics, and regulatory indicators.
Supervising and training credit and risk teams on IFRS 9, credit analytics, and regulatory requirements.
Providing strategic credit risk insights to senior management to support policy development and portfolio management decisions.
Qualifications and Experience
Applicants should meet the following requirements:
A Bachelor's degree in Finance, Accounting, Economics, Statistics, Actuarial Science, Data Analytics, Mathematics, or another related quantitative discipline from a recognised institution.
At least three (3) years of relevant experience in IFRS 9 impairment modelling and reporting, credit risk analytics, portfolio monitoring, or regulatory reporting within a bank or financial institution.
Strong understanding of Bank of Tanzania credit regulations, prudential guidelines, and reporting requirements.
Required Application Documents
Interested candidates should prepare and submit:
A detailed Curriculum Vitae (CV).
Copies of academic certificates.
Names and contact details of three (3) professional referees.
How to Apply
Qualified candidates should submit their applications electronically via email to:
Email: recruitment@dcb.co.tz
Applicants must quote the reference number DCB-CR-CRM/IFRS-11/2026 in the email subject.
Important: Applications must be submitted through the specified email address. Hard-copy applications will not be accepted.
Application Deadline: 23rd November 2026.
